Midge Susette

Max Roth Ira Contribution 2024 Income Limits. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing. Roth ira contribution limits for the 2023 and 2024 tax years are determined by several factors:

Less than $230,000 (married filing jointly) or less than $146,000 (single) reduced. In 2024, you can contribute up to $7,000.